PLUS loans are federal loans that undergraduate students and parents of dependent undergraduate students can use to help pay for education expenses not covered by other financial aid. 

Steps to Apply Federal Direct Parent PLUS Loan

PLUS Loan applications are completed by the parent on the Direct Loan website. Until the steps below have been completed, SU will have no loan information for you.

Important message for first-time Parent PLUS borrowers: While a parent borrower need only complete an Master Promissory Note (MPN) once, borrowers must apply for the Parent PLUS loan each year they wish to borrow. 

SIGN IN TO studentaid.gov  

Parent Loans New Parent Borrowers

1. Sign in using your (parent) FSA ID from the FAFSA process
2. Click on “Request a Direct PLUS Loan” to complete the PLUS Loan application
3. Complete and sign a Master Promissory Note (MPN) Don’t qualify for PLUS Loan? Click here for more information .

Returning Parent Borrowers

1. Sign in using your (parent) FSA ID from the FAFSA process
2. Click on “Request a Direct PLUS Loan” to complete the PLUS Loan application