Life Income gifts offer the satisfaction of supporting Southwestern’s mission and the financial benefits of steady payments, tax savings, and potential estate advantages. Whether you’re looking to supplement retirement income, provide for family members, or reduce capital gains tax, life income gifts are a flexible and rewarding way to give.

Charitable Gift Annuities (CGAs)

A charitable gift annuity is a simple contract between you and Southwestern. In exchange for your gift of cash or appreciated assets, Southwestern agrees to pay you (or another beneficiary) a fixed income for life.

Benefits:

• Fixed payments for life, partially tax-free
• Immediate charitable tax deduction
• Support Southwestern’s future while securing your own

Charitable Remainder Trusts (CRTs)

A charitable remainder trust is a more flexible giving vehicle that allows you to provide income to yourself or others for a set term or life. At the end of the term, the remaining trust assets support Southwestern.

There are two main types:

• Annuity Trust – Pays a fixed dollar amount each year
• Unitrust – Pays a fixed percentage of the trust’s value, revalued annually

Benefits:

• Variable or fixed lifetime income
• Reduce or avoid capital gains tax on appreciated assets
• Immediate charitable deduction
• Flexible way to meet personal financial and philanthropic goals

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A Legacy That Gives Back

Life income gifts are a powerful way to sustain your financial well-being while helping future generations of Southwestern students thrive. Our team is here to work with you and your advisors to determine the best approach for your goals.

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